Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Managing the Risk of Outliving Your Money Steps to help you sustain and grow your retirement savings. U.S. Personal Savings Rate What can be learned from the savings rate? An Overview of Renter’s Insurance Don’t overlook the need for renter’s insurance if you rent your home.